Fixed Rate

Most Popular Loan Programs
Adjustable Rate

Powerful Tool For Homeowners
Keys on Time
A competitive market requires ultra-competitive offers – with APM’s Keys on Time program, you can present your strongest offer without a loan contingency (just an appraisal contingency). With the Keys on Time program you can better compete against cash
offers because you will have full loan approval. Our KOT program can be combined with our SecureLock program so that you have the security of a locked in interest rate even prior to making a purchase offer.
SecureLock Program – Lock your rate and secure peace of mind. Our SecureLock programs offer rate protection from rising rates combined with a full credit approval, while allowing for a float down option if rates go down. Our Keys on Time program can be combined with our SecureLock program so that you have the security of a locked in interest rate even prior to making a purchase offer.